Terms & Conditions

By visiting this site or creating an account, a user agrees to these Terms & Conditions and to the Privacy Policy. Anyone who does not agree should stop using the site.

DenyHouse offers general information and guidance about home insurance, helps homeowners request a quote, and reviews their dwelling, belongings and liability coverage with them.

• Content on the site is educational and is not a binding quote or an offer of coverage
• Coverage, limits, exclusions and premiums are set by the insurer and by the wording of the policy itself
• Any decision to buy, change or cancel a policy remains with the user

The site is intended for residents of the United States who are eighteen years of age or older. By using the site, a user confirms that these conditions are met.

A user who creates an account agrees to the following.

• Provide accurate and current information
• Keep the password private
• Accept responsibility for activity that takes place under the account
• Report any unauthorized use promptly

DenyHouse sends service texts only to homeowners who tick the optional text box at https://denyhouse.com/sign-up: quote request received, coverage review notes, photo inventory reminders and policy renewal reminders. No promotional texts are sent. Msg frequency varies. Msg & data rates may apply. Reply STOP to unsubscribe or HELP for help, or call +1 631 251 4686. Consent to receive texts is not a condition of purchase. Mobile carriers are not liable for delayed or undelivered messages. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

The site may be used for lawful, personal purposes only. A user agrees not to:

• Submit false or misleading information
• Interfere with the security or normal operation of the site
• Copy, scrape or republish site content without written permission
• Use the site to send unsolicited or harmful material

All text, graphics, logos and other content on the site belong to DenyHouse or its licensors and are protected by applicable law. Content may be viewed for personal use and may not be reproduced or distributed without written permission.

The site and its content are provided as is and as available, without warranties of any kind, whether express or implied. Information on the site is general in nature and is not legal, financial or professional insurance advice for any particular situation.

To the fullest extent permitted by law, DenyHouse is not liable for indirect, incidental, special or consequential damages arising from use of the site or reliance on its content.

Any dispute arising from these terms or from use of the site will first be addressed informally by contacting DenyHouse. If the dispute is not resolved, it will be settled by binding arbitration on an individual basis, and not as part of a class or representative action, except where the law does not allow such an agreement.

These terms are governed by the laws of the State of New York, without regard to its conflict of law rules.

These terms may be revised from time to time. The date shown at the top of this page reflects the latest revision, and continued use of the site after a change means the revised terms are accepted.

Questions about these terms can be sent to: